The Complete Credit Repair Kit, EBOOKI
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//-->Get StartedYour BlueprintforSuccessNowwithEvery FormYouNeedonCD-ROMCreditRepairKit®Steps to Improve®ConsumerYour Credit ReportProtection LawsCompleteThe®Bankruptcy®BudgetingInformationTechniquesB R E T T E M C W H O R T E R S E M B E R ,A T T O R N E Y A T L AWTheCompleteCredit RepairKit(+ CD-ROM)Brette McWhorter SemberAttorney at LawSPHINXPUBLISHING®ANIMPRINT OFSOURCEBOOKS, INC.®NAPERVILLE, ILLINOISwww.SphinxLegal.comCopyright © 2005 by Brette McWhorter SemberCover and internal design © 2005 by Sourcebooks, Inc.®All rights reserved. No part of this book may be reproduced in any form or by any electronic or mechanical means includinginformation storage and retrieval systems—except in the case of brief quotations embodied in critical articles or reviews with-out permission in writing from its publisher, Sourcebooks, Inc. Sourcebooks and the colophon are registered trademarks ofSourcebooks, Inc. Purchasers of the book are granted a license to use the forms contained herein for their own personal use.No claim of copyright is made in any government form reproduced herein. Sourcebooks and the colophon are registered trade-marks of Sourcebooks, Inc. This book was previously published under the titleRepair Your Own Credit and Deal with Debt.First Edition: 2005Published by:Sphinx®Publishing, An Imprint of Sourcebooks, Inc.®Naperville OfficeP.O. Box 4410Naperville, Illinois 60567-4410630-961-3900Fax: 630-961-2168www.sourcebooks.comwww.SphinxLegal.comThis publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It issold with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional service.If legal advice or other expert assistance is required, the services of a competent professional person should be sought.From a Declaration of Principles Jointly Adopted by a Committee of theAmerican Bar Association and a Committee of Publishers and AssociationsThis product is not a substitute for legal advice.Disclaimer required by Texas statutes.Library of Congress Cataloging-in-Publication DataSember, Brette McWhorter, 1968-The complete credit repair kit (+ CD-ROM) / Brette McWhorter Sember.-- 1sted.p. cm.Includes index.ISBN 1-57248-500-0 (pbk. : alk. paper)1. Consumer credit--United States. 2. Credit ratings--United States. 3.Consumer credit--Law and legislation--United States--Popular works. I.Title.HG3756.U54S463 2005332.7'43--dc222005010896Printed and bound in the United States of America.BG — 10 9 8 7 6 5 4 3 2 1In loving memory of Harry Thompson.____________________Many thanks toThomas and Kathleen McWhorter.My appreciation also goes out toJim and Carol Sember.And as always, for Terry, Quinne, and Zayne, who make it all possible.
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